LifeLock is worth it because all it takes is a month for peace of mind. And you don't even have to remember paying; it is billed to you automatically. But most importantly, it is worth it because of the services it provides.
Here is a list of its services:
1. Free fraud alerts
2. Dismissal of your name from pre-approved credit card and junk mail lists
3. Self-operating delivery of credit reports to you
4. Cancellation of all affected accounts in the event of loss of wallet
5. Monitors the internet for illegal trading of your personal information
6. Informs you of address changes connected with your name
7. Refund of up to ,000,000 should your identity be compromised while you are a member
LifeLock asks that credit bureaus set free fraud alerts on your behalf, every 90 days. This is done in an Self-operating manner but when there is a hitch, the task is performed manually, and you are informed because the bureaus have a dissimilar address filed on you. You could do this yourself every 90 days. Just make sure you have the right information and that you do it like clock-work every 90 days.
Junk mail is how thieves can no ifs ands or buts steal your identity. Stop this possibility and get rid of junk mail once and for all. LifeLock is worth it for this alone.
If you should ever lose your wallet, all you have to do is call LifeLock, anytime, anywhere. They have a master who will cancel all your affected accounts by dealing with each of the company, and do all the essential paper work for your replacements (of course, you will pay these associates transfer fees and whatever else they need such as pictures of you). Anything; driver's license, collective safety card, credit cards, debit cards, insurance cards, traveler's checks, check-book, etc. Are you sure you want to do this yourself? LifeLock is worth it because it does all this for you at no extra cost.
There are some things that you can do yourself for free but how justified is that against a month? Can you be sure that your memory will not fail you at some point? Are you systematic enough to have the information you need when you are checking? Will you have problems with procrastination? Do you know exactly what to do? Do you have the time for all this and is all this worth to you, or (for three months)? Do you have a ,000,000 back-up if you need to recover your identity?
What about things that you cannot do for yourself? Will you all the time know it if someone was no ifs ands or buts stealing your identity? Or identity theft is something that you think won't happen to you? Then why do you buy insurance, or why do much of the rest of the world buy insurance? Accidents don't happen and neither do diseases. Not when you don't expect them to anyway.
But the inquire is not whether you expect it or not. It is in case it happens, you can be assured that you are protected; you are not alone in your predicament. You can be assured of help. That LifeLock is worth it is a no brainer.
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